Business Insurance Products: ♦ Buy/Sell Agreement A popular, simple and inexpensive method of assuring the survial of your business should a partner or co-owner die or become disabled. ♦ Business Valuation and Analysis How much is your business worth to the IRS? A valuation can be provided free of cost. ♦ Key Person Insurance You've insured your building, equipment, etc..., but what about you and your key people? Protect your business in the event of an unexpected death or disability. ♦ Estate Analysis A few hours spent in estate planning may mean substantially more money to your family and less to Uncle Sam! ♦ Section 303 Stock Redemption A method to provide your estate with corporate dollars to pay your estate settlement costs, while your family retains ownership in the business. You And Your Employees ♦ Group Insurance It pays to shop around! Group plans in our area can vary as much as 50% for coverage. ♦ Executive Bonus Plan Income-tax deductible life insurance for corporate owners and employees. ♦ Deferred Compensation Key employees quite often go to competitors. Here is a way to tie them to your firm by taking advantage of the corporate tax structure in a plan that provides for their retirement and their family's future security. ♦ Split Dollar Permanent insurance at reduced rates for you and your spouse, and/or key employees and their spouses. ♦ Salary Continuation Should you or a key employee become disabled where will the next paycheck come from? And a disability plan is tax deductible. You And Your Retirement ♦ Qualified Plans ♦ Keogh (H.R. 10) ♦ IRA